1. Introduction

Welcome to CAGR Calculator (cagrcalculator.site). We are committed to protecting your privacy and ensuring transparency about how we collect, use, and protect your information. This Privacy Policy explains our practices regarding any personal data we may collect when you use our financial calculator tools and website services.

2. Information We Collect

2.1 Calculator Data

When you use our CAGR calculator, the following data is processed locally in your browser:

• Initial investment values you enter
• Final investment values you input
• Time periods for calculations
• Generated calculation results and charts

Important: This financial data is not stored on our servers or transmitted to third parties. All calculations are performed locally in your browser for your privacy and security.

2.2 Automatically Collected Information

Like most websites, we automatically collect certain technical information:

• IP address and general location information
• Browser type and version
• Operating system information
• Pages visited and time spent on our site
• Referring website information

2.3 Cookies and Tracking Technologies

3. How We Use Your Information

We use the collected information for the following purposes:

1. Provide Calculator Services: To deliver accurate CAGR calculations and investment analysis tools
2. Improve User Experience: To understand how users interact with our calculator and optimize functionality
3. Website Analytics: To analyze traffic patterns and improve our content
4. Technical Maintenance: To ensure our website operates smoothly and securely
5. Legal Compliance: To comply with applicable laws and regulations

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share information only in the following limited circumstances:

4.1 Third-Party Service Providers

• Google Analytics: For website traffic analysis (anonymized data)
• Hosting Provider: For website infrastructure and security
• CDN Services: For faster content delivery

4.2 Legal Requirements

We may disclose information if required by law, court order, or to protect our rights and safety.

5. Data Security

We implement appropriate security measures to protect your information:

• HTTPS Encryption: All data transmission is encrypted
• Secure Hosting: Our website is hosted on secure servers
• Regular Updates: We keep our systems updated with security patches
• Local Processing: Financial calculations are processed in your browser, not on our servers

6. Your Rights and Choices

You have the following rights regarding your personal information:

6.1 Cookie Controls

You can control cookies through your browser settings. Note that disabling cookies may affect website functionality.

6.2 Data Access and Deletion

Since we don’t store your calculator data, there’s no personal calculation history to access or delete. For any other data concerns, contact us using the information below.

6.3 Opt-Out Options

• Google Analytics opt-out: Use the Google Analytics Opt-out Browser Add-on
• Cookie preferences can be managed in your browser settings

7. International Users

Our website is accessible globally. If you are accessing our service from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located.

8. Children’s Privacy

Our CAGR calculator is not intended for users under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify users of significant changes by:

• Posting a notice on our website
• Updating the “Last Updated” date at the top of this policy
• For material changes, we may provide additional notification methods

10. Contact Information

11. Additional Information for EU Users (GDPR)

If you are located in the European Union, you have additional rights under the General Data Protection Regulation (GDPR):

• Legal Basis: We process data based on legitimate interests (website operation) and consent (analytics)
• Data Controller: CAGR Calculator is the data controller for your personal information
• Rights: You have rights to access, rectify, erase, restrict processing, data portability, and object to processing
• Complaints: You may lodge complaints with your local data protection authority

12. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act:

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of the sale of personal information (we don’t sell personal information)
• Right to non-discrimination for exercising CCPA rights